LTV · CAC payback

Member Lifetime Value Calculator

Estimate member lifetime value from monthly revenue per member, churn rate, and acquisition cost.

Member lifetime value tells you how much a paying member is worth over their full membership — and whether your marketing spend pays back. This calculator uses monthly revenue and churn to estimate LTV and LTV:CAC ratio.

  • Avg. Lifespan (months) ≈ 1 ÷ Monthly Churn Rate
  • LTV = Monthly Revenue per Member × Average Lifespan (months)
  • Healthy LTV:CAC ratio is 3:1 or higher

Built for gym owners evaluating marketing ROI, referral programs, and retention investments.

Source: BizMetricsHQ Composite industry benchmarks (2024–2025 (HFA); 2025–2026 (owner economics)). Methodology

Member Economics

Model LTV from revenue per member and churn.

Member Lifetime Value

$1,075

Strong vs benchmark · $375 vs ~$700 median

Avg. Membership Lifespan

25.0 mo

Implied Annual Retention

61.3%

LTV-to-CAC Ratio

7.7x

CAC Payback Health

Strong

Industry Benchmark

$500 – $900 typical LTV · 3:1+ LTV:CAC target

HFA ~$43/mo revenue per member

LTV Benchmarks

MetricIndustry Range
Revenue Per Member$43 – $65/mo
Monthly Churn3 – 5%
Member LTV$500 – $900
Customer Acquisition Cost$80 – $200

Frequently Asked Questions

How do you calculate gym member LTV?

LTV equals monthly revenue per member multiplied by average membership lifespan in months. Lifespan can be estimated as 1 ÷ monthly churn rate. At $43/mo and 4% churn, lifespan is ~25 months and LTV is ~$1,075.

What is a good member LTV for a gym?

Mid-market independent gyms typically see $500–$900 LTV depending on upsell revenue and retention. Higher LTV comes from personal training penetration, low churn, and premium pricing tiers.

What LTV:CAC ratio should a gym target?

A 3:1 LTV:CAC ratio is the widely cited minimum for sustainable growth. Top operators achieve 4:1 or higher, often by lowering CAC through referrals while improving retention.

How does churn affect member LTV?

Churn has an outsized impact because lifespan is 1 ÷ churn. Reducing monthly churn from 5% to 4% extends average lifespan from 20 to 25 months — a 25% LTV increase at the same revenue per member.